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MoFo Reenforcement The Enforcement Blog

Tag Archives: Real Estate

Long Awaited HVCRE Rule Clarifies Capital Treatment of Certain Real Estate Loans

Posted in Regulatory Developments

On November 19, 2019, the federal banking agencies issued a final rule that incorporates a new definition of an “HVCRE exposure” into the U.S. regulatory capital rules. The new definition is substantially that of an “HVCRE ADC loan” from Section 214 of the Economic Growth, Regulatory Relief, and Consumer Protection Act, enacted into law on… Read More

Federal Banking Agencies Release New NPR Expanding HVCRE Proposed Rule

Posted in Mortgage, Regulatory Developments

The federal banking agencies released a notice of proposed rulemaking on July 12, 2019 which expands upon a previous notice of proposed rulemaking regarding the capital treatment of acquisition, development and construction loans. The new proposal addresses the capital treatment of certain loans that finance land improvements but do not finance the construction of residential… Read More