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MoFo Reenforcement The Enforcement Blog

Tag Archives: Home Mortgage

Home Mortgage Disclosure Act Amendments: CFPB Issues Two Regulation C Releases

Posted in Fair Lending, Mortgage, Regulatory Developments

On May 2, 2019, the CFPB issued two releases related to Regulation C, which implements the Home Mortgage Disclosure Act (HMDA). The CFPB released a notice of proposed rulemaking (NPRM) to adjust Regulation C’s loan volume thresholds that trigger HMDA and to make other changes. Comments are due 30 days after publication in the Federal… Read More

CFPB Releases New Tools as Part of Know Before You Owe Mortgage Initiative

Posted in CFPB, Mortgage

The CFPB has released online tools aimed at helping consumers navigate the new mortgage process. The interactive, online tools provide users an overview of the mortgage process, help homebuyers decide how much they can afford, and help consumers explore and use the new Know Before You Owe mortgage forms. You can find the CFPB’s new… Read More

The Bureau Issues Bulletin Regarding Homeowners Protection Act

Posted in CFPB, Mortgage

The CFPB released a bulletin to provide guidance about private mortgage insurance cancellation and termination. The bulletin explains certain requirements of the Homeowners Protection Act and is intended to help servicers comply with the law. Read the bulletin here.