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MoFo Reenforcement The Enforcement Blog

Tag Archives: Home Mortgage Disclosure Act

Home Mortgage Disclosure Act Amendments: CFPB Issues Two Regulation C Releases

Posted in Fair Lending, Mortgage, Regulatory Developments

On May 2, 2019, the CFPB issued two releases related to Regulation C, which implements the Home Mortgage Disclosure Act (HMDA). The CFPB released a notice of proposed rulemaking (NPRM) to adjust Regulation C’s loan volume thresholds that trigger HMDA and to make other changes. Comments are due 30 days after publication in the Federal… Read More

Big Data, Big Government – Big Trouble? A Hard Look at the Final HMDA Rule

Posted in CFPB, Mortgage, Regulatory Developments

As previously reported, on October 15, 2015, the CFPB released a final rule (the “Rule”) amending Regulation C, 12 C.F.R part 1003, which implements HMDA. Shortly thereafter, we published a high-level summary of the Rule, describing the major changes to Regulation C across four broad areas: Covered institutions, i.e., the types of institutions required to… Read More

HOLY HMDA! CFPB Finalizes Changes to Home Mortgage Disclosure Rule

Posted in CFPB, Mortgage, Regulatory Developments

On October 15, 2015, the CFPB released a final rule amending Regulation C, 12 C.F.R. part 1003, which implements the Home Mortgage Disclosure Act (HMDA). Like the August 2014 proposed rule, the final rule includes changes to Regulation C in four broad areas: (1) the types of institutions required to collect and report HMDA data;… Read More

MBA’s Legal Issues and Regulatory Compliance Conference

Posted in Enforcement Actions, Events, Fair Lending, Mortgage

Join Morrison & Foerster Partners Angela Kleine, Don Lampe, and Tom Noto, and Of Counsel Joe Rodriguez for the MBA’s 2015 Legal Issues and Regulatory Compliance Conference. Ms. Kleine is moderating the “Fair Lending and Other Significant Litigation” panel, Mr. Lampe is a speaker on the “Enforcement and Examination Update” panel, Mr. Noto is a speaker on the “Home Mortgage Disclosure Act on the Horizon”… Read More